HRS § 481P-2
§ 481P-2. Unfair or deceptive acts or practices prohibited
(a)
It is an unfair or deceptive act or practice and a violation of this chapter for any seller or telephone
solicitor to:
(1)
Fail to commence, within the first minute of an outbound telephone call, and complete within the first
three minutes of the outbound call, and before payment is requested and prior to any solicitation, disclosure
of the following:
(A)
The true purpose of the telephone call;
(B)
The telephone solicitor's name and the company or entity on whose behalf the solicitation is being
made; and
(C)
The goods or services being offered;
(2)
Misrepresent or fail to disclose, in a clear, conspicuous, and intelligible manner and before payment
is received from the consumer, the following information:
(A)
Total purchase costs to the consumer of the goods or services to be received;
(B)
Any restrictions, limitations, or conditions to purchase or to use the goods or services that are
the subject of any offer;
(C)
Any material term or condition of the seller's refund, cancellation, or exchange policy, including,
if applicable, that no such policies exist;
(D)
All material costs or conditions related to receiving a prize, including the odds of winning the
prize, and if the odds are not calculable in advance, the factors used in calculating the odds, the nature and
value of a prize, that no purchase is necessary to win the prize, and the "no purchase" method of entering the
contest;
(E)
Any material aspect of an investment opportunity being offered, including but not limited to risk,
liquidity, earnings potential, market value, and profitability; and
(F)
The quantity, and any material aspect of the quality or basic characteristics of any goods or
services offered;
(3)
Misrepresent any material aspect of the quality or basic characteristics of any goods or services
offered;
(4)
Represent that the telephone solicitor or seller is registered as a telephone solicitor in the State or
has in any way received an endorsement or approval by any governmental agency of the State;
(5)
Make a false or misleading statement with the purpose of inducing a consumer to pay for any goods or
services;
(6)
Request or accept payment from a consumer or make or submit any charge to the consumer's credit or bank
account before the telephone solicitor or seller receives from the consumer an express verifiable
authorization; provided that no express verifiable authorization is required if the seller adopts and complies
with a policy that:
(A)
Affords the consumer at least seven days after the receipt of goods or services to review goods or
services and return undamaged or unused goods or submit a cancellation of services notice;
(B)
Requires the seller to process the full refund within thirty days after receipt of returned
merchandise or the cancellation of services notice from the consumer; and
(C)
Requires the disclosure of the seller's return and refund policy to the consumer, orally by
telephone, and in writing with any advertising or promotional material, and with delivery of the goods or
services;
(7)
Fail to include on the express verifiable authorization in a clear and conspicuous manner, the
following language:
"YOU ARE NOT OBLIGATED TO MAKE ANY PAYMENT UNLESS YOU SIGN THIS CONFIRMATION AND RETURN IT TO THE SELLER";
(8)
Procure the services of any professional delivery, courier, or other pick-up service to obtain
immediate receipt or possession of a consumer's payment;
(9)
Offer to consumers in the State any prize promotion, in which a purchase or payment is necessary to
obtain the prize; or
(10)
Fail to comply with the recordkeeping requirements of this chapter; or
(11)
Initiate or cause to be initiated, a telephone solicitation call to a telephone number that is listed
on the national Do-Not-Call registry administered by the Federal Trade Commission and the Federal
Communication's Commission pursuant to and in violation of the Telemarketing Sales Rules, 16 C.F.R. Part 310,
and the Telephone Consumer Protection Act, 47 C.F.R. Parts 64 and 68.
(b)
It is a violation of this chapter for any person to assist, support, or provide substantial assistance to
any seller or telephone solicitor, where that person knows or should have known that the seller or telephone
solicitor is engaged in any unlawful or deceptive practice defined within this chapter.
(c)
Engaging in any other unfair or deceptive conduct that will create a likelihood of confusion or
misunderstanding is a violation of this chapter.
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